Do you need to better manage a tight household budget? Are you looking for something to keep the finances of your small business in check?
If you fall into either of these categories then you'll benefit from using some budgeting software.
These applications can help you keep track of both your earnings and outgoings so you can see exactly how you're spending your hard-earned cash.
Most can also produce handy reports so you can tell at a glance where you may be able to make savings.
It's much easier than trying to keep track of things using pen and paper or unwieldy spreadsheets.
And the good news is that you don’t have to spend money to get a good budget planning and accounting package - many are available for free online.
We've taken four of the best free applications for a test drive.