UK businesses are putting their growth at risk because of a technology "blind spot", according to a new report.

The UK Business Digital Index showed that only half of UK businesses and charities have a website, and more than one in 10 do not have access to or use the internet.

The findings come just days after the president of Samsung in the UK said it was undeniable that we lived in a digital age. Andy Griffiths said at an event to open a digital classroom at the Royal Albert Hall in London on Monday that everything possible should be done to bring technology to the classroom to help future generations.

But this is not a view shared by small businesses across the country, with more than a third of those in the Business Digital Index saying they felt they were already doing all they could in terms of online presence.

In contrast, social media giant Facebook last week announced the launch of a Connectivity Lab to explore ways of innovating how the internet is used around the globe, and unveiled early plans to use drones to carry a wifi signal around the world.

The Business Digital Index was designed by Lloyds Bank as part of a campaign to make the UK the most digitally skilled nation in the world by tracking the use of technology within small businesses and analysing the trends. This is the first of a new annual index that will continually track the digital progress of small businesses in the UK.

Miguel-Angel Rodriguez-Sola, the group director for digital, marketing and customer development at Lloyds Banking Group said: "Most businesses do use digital technology in some shape or form. However there is a real blind spot for many firms who are doing the basics but can't see the benefits of doing more.

"Businesses that are willing to invest for the long term could reap huge rewards from digital technology. Some of the benefits are quick wins, but businesses that really do focus on making digital technology a priority may even find that they can capitalise more easily on growth opportunities and that their confidence continues to rise."

Some 29% of the businesses and charities in the survey said that being online was not relevant to them, and experts say they believe this is down to a lack of education on the power of using technology to enhance how they work.

Gareth Wilson, a managing director in global consultancy company Accenture's Financial Services practice, said; "No matter where a business or charity is located, its size, or whether it's a new start-up or a more established organisation, the use of digital technology can help them work more effectively and efficiently.

"However, this report suggests too few are taking advantage of the opportunities that are out there, from things as simple as, basic internet access or online payments through, to more sophisticated digital security settings.

"This is not necessarily from a lack of IT skills or issues with connectivity, but often due to insufficient awareness of the real and tangible benefits that charities, small businesses and their customers could experience."

Statistics suggest that technology is becoming an increasing part of daily life in the UK, with a 2013 report revealing that access to the internet via a mobile phone has more than doubled since 2006, and that more than 70% of Britons access the web every day.

This rise is a result of the smartphone revolution that has seen phones and tablets becoming more prominent in everything we do thanks to technological advances.