The latest scam email doing the rounds promises a refund on your TV licence, say anti-fraud campaigners Action Fraud.

The email lures you in by saying you are owed a refund on your TV licence payments. But it’s a con and all the senders are really after is your bank details.

Action Fraud says it has already received over 200 reports about the phishing scam.

What does the email say?

So far all the emails have been the same. They say:

“This is an official notification from TV Licensing!

“We would like to notify you that, after the last annual calculation we have determined that you are eligible to receive a TV Licensing refund of 85.07 GBP.

“Due to invalid account details records, we were unable to credit your account. Please fill in the TV Licensing refund request and allow us 5-6 working days to the amount to be credited to your account.”

All this is untrue. If you receive this email the best thing to do is report it to Action Fraud and then delete it. Do not click on any links within the email.

“A small number of our customers have received scam email messages saying they are due a refund,” a spokesperson for TV Licensing said. “A link directs customers to a fake version of the official TV Licensing website which asks them to enter personal information and bank details.

“If you receive a similar email message please delete it. If you have already clicked the link, do not enter or submit any information. TV Licensing never sends refund information by email and is investigating the source of the fraud.”

[Read more: Netflix subscription scam: How to stay safe]

TV Licence Scam (Image:Shutterstock)

You could be due a refund

While these emails are a scam they carry an element of truth – you might be due a refund from TV Licensing.

There are a number of ways you can avoid paying the full licence fee.

If you are a student you are entitled to a £37 discount on the £147.50 colour TV licence.

You can also apply for a refund if you’ve paid for a TV Licence beyond your 75th birthday. Anyone over the age of 75 is entitled to watch TV for free.

TV licences apply to households not individuals, so if anyone if your household is a student or over 75 then you all get the benefit of their discount.

Similarly, if someone in your house is severely visually impaired they are entitled to a half-price TV licence.

You can apply for a refund via the official TV Licensing Website.

More advice on what to do if you think someone is trying to scam you